Articles

Preparing for liability claims is part of everyday business life — even if most companies only confront the issue when something goes wrong. Three questions tend to come up most often: when is a company legally liable for damages, what does liability insurance actually cover, and how should you respond when a compensation claim lands on your desk?

If you disagree with a decision made by your insurance company, you have the right to challenge it. The appeals process moves through several stages, and most disputes are resolved well before reaching court. Legal expenses insurance plays a key role — for example, by covering your lawyer's fees throughout the process.